Sources of Funding

Public and private institutions in the State of São Paulo can get access to financial resources offered by agencies dedicated to innovation, research and development of products and processes: 

The State of São Paulo Research Foundation
Linked to the Department of Economic Development, Science, Technology and Innovation (SDECTI),it is one of the Country's main agencies dedicated to developing scientific and technological research. Fapesp offers plans and assistance in research into all areas of knowledge, in addition to funding other initiatives to support the investigation, exchange and dissemination of science and technology in the State of São Paulo. Learn more: www.fapesp.br

Desenvolve SP - Agência de Desenvolvimento Paulista
Offers lines of credit to small and medium enterprises, intended for working capital, acquisition of machinery and equipment, investment and franchises. The agency provides services to companies in the industrial, agro-industrial, commercial and services sectors, offering terms favorable to those in the credit market. Learn more: www.desenvolvesp.com.br

Brazilian Economic and Social Development Bank (BNDES)
Linked to the Ministry of Development, Industry and Foreign Commerce (MDIC), its goal is to support endeavors that contribute to Brazil's economic development. BNDES offers support lines to investment projects and to projects involving the production and commercialization of new machinery and equipment manufactured in Brazil, as well as increasing Brazilian exports. Learn more: www.bndes.gov.br

State Fund for Scientific and Technological Development (Funcet)
Run by SDECTI, this business plan provides funding for technological innovation of products and processes in micro and small Brazilian enterprises installed in the State of São Paulo. Funding proposals are selected and can reach up to R$ 200,000 maximum value per company, as well as committing resources of up to R$ 10 million. The maximum grace period is up to 24 months and amortization of up to 36 months, at interests rates of 6% per annum. Acquired and chattel mortgaged equipment may compose the company's collateral, with the exception of IT equipment. Learn more: www.desenvolvimento.sp.gov.br/funcet

Banco do Povo Paulista (BPP) (São Paulo People's Bank)
This bank offers loans to individuals (from R$ 200 to R$ 10,000) and small businesses (from R$ 200 to R$15,000), at interest rates of 5% per month and loans of up to R$ 25,000 for cooperatives. Learn more: www.bancodopovo.sp.gov.br

Research and Projects Financier (Finep)
Linked to the Ministry of Science, Technology and Innovation (MCTI), concedes refundable and non-refundable financing. The former is granted from private funds or derives from transfer funds, whereas the non-refundable financing is made using funds from the National Fund for Scientific and Technological Development (FNDCT). Learn more: www.finep.gov.br

Coordination for the Improvement of Higher Education Personnel (Capes)
Linked to the Ministry of Education (MEC), it develops activities focused on five large lines of action: stricto sensu; access and dissemination of scientific production; investment in formation of high quality resources abroad and in Brazil; promotion of international scientific cooperation; and induction and fomentation of initial and continued education of teachers in basic education. Learn more: www.capes.gov.br

National Science and Technology Development Council (CNPq)
Linked to the MCTI, the CNPq works to promote scientific and technology research and qualification of human assets for research in Brazil. The scholarships offered are directed at high school, undergraduate, post-graduate students and recent PhDs and experienced researchers.The scholarships may be individual (requested directly) or shared (obtained through education and research institutions and post-graduate courses). Learn more: www.cnpq.br

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